How to Pay for Braces: Financing Options

You can’t put a price on health and happiness, but cost is always a topic of conversation regarding orthodontic treatment. 

In today’s economy, especially, understanding the associated costs of orthodontic care is critical. So, the question, “How much do braces cost?” is entirely justified.

The average cost of braces can range anywhere from $3,000 to $10,000. 

That’s a big range, but you can plan around it. The cost of braces depends on your needs and what your orthodontist recommends. 

In this blog, we explore the various payment options available to you to pay for orthodontic treatment. 

How Do Braces Work?

When you need braces, it’s usually because something isn’t quite right in your mouth, whether due to an overbite, underbite, overcrowding, crooked teeth, or another damaging oral health issue. 

Braces apply gentle pressure to a person’s teeth, guiding them into proper alignment over time. 

Benefits of straight teeth include improved aesthetics, reduced risk of decay and gum disease, and improved self-confidence. 

The health benefits of straight teeth don’t stop there. Check out our blog for more! 

Payment Options to Cover the Cost of Braces

As you can see from the price range we shared above, braces are an investment. 

Knowing your braces payment plan options upfront can help ease the stress and manage the costs. 

Braces for Children

Depending on your financial situation and whether braces are medically necessary, you may be eligible for assistance when paying for braces for your child. 

Payment options for your child’s braces include:

  • Medicaid 
  • Lump sum
  • Payment plan
  • Dental Insurance
  • Children’s Health Insurance Program (CHIP)

Braces for Adults

More often than not, orthodontic treatment happens while a person’s still eligible for assistance (generally people 21 and under). 

If you’re an adult considering braces, you’ll likely have to pay for them on your own.

Here are some payment options available to adults to cover the cost of braces:

  • Lump sum
  • Payment plan
  • Dental Insurance

Paying for Braces at Henry Orthodontics

Everyone should have a smile they love, but we understand that braces can be a financial burden. 

With flexible payment options available, we strive to provide affordable, high-quality orthodontic treatment that fits your budget. 

This way, you or your child can see Dr. Henry in a budget-friendly way that works for you.

Henry Orthodontics Payment Options

We know that everyone’s finances are different, so we offer multiple payment options for those getting orthodontic treatment at our office. 

Here are a few ways you can pay:


We participate in nearly all dental insurance plans. 

If your insurance covers orthodontic treatment, we’ll be happy to help you get the maximum benefit from your plan to reduce costs.


We want all of our patients to get the orthodontic treatment they need. 

You can benefit from significant savings if you choose to pay the total amount in advance. 

Similarly, you can count on a discount if multiple family members receive orthodontic treatment at our office.

Payment Plan

Monthly payment plans are often preferred, as they can cover the cost of braces without breaking the bank. 

A payment plan is an excellent option if you want braces but can’t afford them all at once.

Don’t let your finances hold your child — or yourself — back from a beautiful smile and optimal health. 

With multiple payment options available, you can get braces and pay for them in a way that best suits your financial situation. 

Visit Our Office in St. Augustine, Florida

At our orthodontics clinic in St. Augustine, FL, it’s our joy to give kids, teens, and adults the gift of a confident smile. 

Your finances shouldn’t keep you from the smile you deserve, and we’d love to speak with you about how we can get you started on your braces journey. Treatment from Dr. Henry, our amazing orthodontist, is available to those in St. Augustine, St. Johns, and the surrounding FL communities.
To learn more, schedule a free consultation today.